Welcome to our Web Portal. We, Knowhowhub.com Private Limited (“the Company”), maintain this Web Portal as a service to our subscribers/users. By using our Web Portal, you are agreeing to comply with, and be bound by, the following terms of use. This is a binding agreement between the Company and you. Please review the following terms carefully. If you do not agree to these terms, you should not use this Web Portal. Use of this Web Portal, by implication, means that you have gone through and agreed to abide by the Terms and Conditions and the Disclaimers of this Web Portal.

1.       Acceptance of Agreement:

You agree to the terms and conditions outlined in this Terms of Use & Disclaimer Agreement ("Agreement") with respect to our Website and Web Portal "www.knowhowhub.com” (the Web Portal). This Agreement constitutes the entire and only agreement between us and you, and supersedes all prior or contemporaneous agreements, representations, warranties and understandings with respect to the Web Portal, the contents, products or services provided by or through the Web Portal, and the subject-matter of this Agreement. This Agreement may be amended by us at any and from time to time without specific notice to you. The latest Agreement will be posted on the Web Portal, and you should review this Agreement at every time prior to using/subscribing to the Web Portal. At any stage, if you are dissatisfied with any portion of the Web Portal, or with any of these terms of use, your sole and exclusive remedy is to discontinue using the Web Portal. 

2.       Copyright:

All the rights on the contents, full text, organization, graphics, design, button icons, title, characters, names, compilation, magnetic translation, digital conversion, interfaces and other matters related to the Web Portal belong to and are reserved by the Company and protected under applicable copyrights, trademarks and other proprietary (including but not limited to intellectual property) rights. The reproduction, copying, redistribution, use or publication by anyone of any such matters or any part of the Web Portal, save and except and to the extent as allowed by us in writing, is strictly prohibited. You or anyone else do not acquire ownership rights to any content, document or other materials viewed through the Web Portal or by subscribing to any of our Online Products. The posting of information or materials on the Web Portal does not constitute a waiver of any right in such information and materials.

3.       Service Marks:

"knowhowhub.com”, “knowhowhub” and others are either service marks or registered service marks of the Company. Other product and company names mentioned on the Web Portal may be trademarks of their respective owners.

4.       Limited Right to Use:

The Content on the Web Portal is for personal use only and not for commercial exploitation. The viewing, printing or downloading of any content, graphic, form or document from the Web Portal grants you only a limited, non-exclusive licence for use solely by you for your own personal use and not for republication, reproduction, distribution, assignment, sub-licence, sale, preparation of derivative works or other use. No part of any content, form or document may be reproduced in any form or incorporated into any information retrieval system, electronic or mechanical, other than for your personal use (but not for resale or redistribution). Further, you may not decompile, reverse engineer, disassemble, rent, lease, loan, sell, sub-licence, or create derivative works from the Web Portal or the Content. Nor may you use any network monitoring or discovery software to determine the Web Portal architecture, or extract information about usage or users. You may not use any robot, spider or other automatic device or manual process to monitor or copy our Web Portal or the Contents thereof without the Company’s prior written permission. No one should copy, modify, reproduce, republish, distribute, display or transmit for commercial, non-profit or public purposes all or any portion of the Web Portal, except to the extent permitted above. No one is allowed to use or otherwise export or re-export the Web Portal or any portion thereof, the Content or any software available, on or through the Web Portal in violation of the export control laws and regulations of India. Any unauthorized use of the Web Portal or its Content is prohibited. Breach of this condition is liable for civil and criminal legal actions.

5.       Editing, Deleting and Modification:

We reserve the right in our sole discretion to edit or delete any documents, information or other content appearing on the Web Portal. The Company reserves the right to terminate, discontinue, revoke or suspend the permission of access to the Web Portal at any time with prior notice or alter the content of this Web Portal and to amend these terms and conditions at any time without any prior notice. Continued use of this Web Portal after alteration of these terms and conditions shall be deemed to constitute acceptance of such alterations.

6.       Indemnification:

You agree to indemnify, defend and hold us and our partners, attorneys, staff, advertisers, product and service providers, and affiliates (collectively “Affiliated Parties”) harmless from any liability, loss, claim and expense, related to your violation of this Agreement or use of the Web Portal.

7.       Non-Transferable:

Your right to use the Web Portal is not transferable.  Any password or right given to you to obtain, use, download or copy any information or documents is not transferable.

8.       Disclaimer:

8.1   The Company has made all efforts to avoid errors and omissions and make the information available on this Web Portal accurate, complete and up-to-date. Each Online Product on our Web Portal Despite is developed by an expert or a team of experts on the subject. Despite this, errors or omissions may creep in. Any mistake, error or discrepancy noted may be brought to the notice of the Company which shall be appropriately taken care of. The Company and/or its directors, employees, agents and representatives do not guarantee or warrant, nor do they accept any liability for, the accuracy, adequacy, completeness, correctness, validity or suitability of the information provided on the Web Portal for any purpose. Further, the Company does not guarantee that the Web Portal reflects the latest information at all times. It is recommended that the user should cross-check all the facts, law and contents of the material on the Web Portal with the original Government publication or notifications.

8.2   The information/material provided on the Web Portal is provided on an “As Is” basis. The Company expressly disclaims to the maximum limit permissible by law, all warranties, express or implied, including, but not limiting to implied warranties of merchantability, fitness for a particular purpose and non-infringement. The Company assumes no liability for the interpretation and/or use of the information contained on this Web Portal, nor does it offer a warranty of any kind, either expressed or implied. Further, the Company and/or its directors, employees, agents and representatives disclaim all responsibility and liability for any loss, injury, claim, liability or damage (whether direct, indirect, incidental, punitive, exemplary or consequential) of any kind or nature whatsoever resulting from and arising out of, or any way related to: (a) Any errors in, or omissions from, the Web Portal and its content, including but not limited to technical inaccuracies and typographical errors or destructive properties of any information. (b) Any third party websites or content therein directly or indirectly accessed through links in the Web Portal, including but not limited to any errors in or omissions therefrom. (c) The unavailability of, or delay in use of or use without interruption of, this Web Portal or any portion thereof. (d) Your use of any equipment or software in connection with the Web Portal. (e) Your use of, or inability to use, the Web Portal or the materials/information on the Web Portal, even if the Company had been advised of the possibility of such damages and regardless of the form of action, whether in contract, tort or otherwise.

8.3   Adequate precautions have been taken to see that the Web Portal, its contents and information, is available free of viruses, bugs, worms or other harmful components. The Company does not guarantee that the Web Portal, its contents and materials or the server that makes it available to the users, are free of computer viruses, bugs, worms or any other similar problems. The Company is not liable or responsible for any loss or damage arising out of, or due to, such viruses or harmful components.

8.4   The content and information on this Web Portal is primarily meant for use by the professionals, such as Chartered Accountants, Lawyers, Company Secretaries, ICWAs, MBAs, CFAs, company executives, etc., who have the relevant basic knowledge of the subject-matter and wants up to date knowledge and know-how for advising their clients/employers. The contents and information on this Web Portal should not be construed as a legal advice and any person using this Web Portal would be doing so at his or her own risk. The user should seek appropriate professional advice before acting on the basis of the information contained in the Web Portal. If the reader needs professional advice, she or he may consult appropriate professionals since the solution to each problem is dependant on the particular facts and circumstances of the case. The use of the information contained in this Web Portal should not in any way be construed to be constituting a confidential relationship between the user and the Company nor does it create any Professional-Client or Professional-Professional relationship. Any material downloaded and used for professional or other purposes shall be at the risk of the user and no services utilized from this Web Portal shall create any warranty.

8.5  Our Online Product may provide documents that you may use for various transactions. All the forms and documents in this Web Portal are provided without any warranty, express or implied, as to their legal effect and completeness. Forms and documents should be used as a template or guide, and modified to suit your requirement and laws. Please use them at your own risk.

8.6   This Web Portal contains hyperlinks to websites which are not maintained by the Company. The links provided in the Web Portal to other internet websites are not to be taken as referrals to, endorsements of, or affiliations with the linked entities. The Company is not responsible for, and makes no representations or warranties about, the contents of websites to which links may be provided from this Web Portal.

8.7 Offline Help: Any form of work which may be done or services or information which may be provided by the Company or any person or persons associated with the Company through its Offline Help would be provided as a support service without any liability whatsoever. Work done, services rendered or information provided, are subject to your own verification and professional expertise opinions/advice. Our work and services are not to be deemed as legal advice. The Company makes no warranty that: (a) The service will meet your requirements. (b) The solutions that may be obtained from the use of the service will be accurate or reliable. (c) The quality of any services, information, or other material obtained by you through the service will meet your expectations.

8.8 The Company is not responsible if any information/page is downloaded from the Web Portal and after downloading completely or partially, the text or the information thereof is altered/removed/obscured.

9.       Use of Information:

We reserve the right, and you authorize us, to the use and assignment of all information regarding Web Portal uses by you and all information provided by you in any manner consistent with our Privacy Policy. All remarks, suggestions, ideas, graphics, or other information communicated by you to us through the Web Portal (collectively, the “Submission”) will forever be the property of the Company. The Company will not be required to treat any Submission as confidential, and will not be liable to pay for any ideas for its business (including without limitation, product, service or advertising ideas) and will not incur any liability as a result of any similarities that may appear in future on its Online Products, services or operations. Without limitation, the Company will have exclusive ownership of all present and future rights to the Submission of every kind and nature everywhere. The Company will be entitled to use the Submission for any commercial or other purpose whatsoever, without compensation to you or any other person sending the Submission, unless agreed in advance in writing by the Company. You acknowledge that you are responsible for whatever material you submit, and you, not the Company, have full responsibility for the message, including its legality, reliability, appropriateness, originality and copyright.

10.    Third-Party Services:

We may allow access to or advertise third-party product or service providers (“Merchants”) from which you may purchase certain goods or services. You understand that we do not operate or control the products or services offered by Merchants. Merchants are responsible for all aspects of order processing, fulfillment, billing and customer service. We are not a party to the transactions entered into between you and Merchants. You agree that use of such Merchants is at your sole risk and is without warranties of any kind by us, expressed, implied or otherwise including warranties of title, fitness for purpose, merchantability or non-infringement. Under no circumstances are we liable for any damages arising from the transactions between you and merchants or for any information appearing on merchant sites or any other site linked to our Web Portal.

11.    Third-Party Merchant Policies:

All rules, policies (including privacy policies) and operating procedures of Merchants will apply to you while on such sites. We are not responsible for information provided by you to Merchants. We and the Merchants are independent contractors and neither party has authority to make any representations or commitments on behalf of the other.

12.    Payments:

You represent and warrant that if you are purchasing something from us or from Merchants or subscribing to our Online Product/s that (i) any credit information you supply is true and complete, (ii) charges incurred by you will be honored by your credit card company, and (iii) you will pay the charges incurred by you at the posted prices, including any applicable taxes. We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time.

13.     Securities Laws:

This Web Portal may include statements concerning our operations, prospects, strategies, financial condition, future economic performance and demand for our products or services, as well as our intentions, plans and objectives (particularly with respect to product and service offerings), that are forward-looking statements. These statements are based upon a number of assumptions and estimates which are subject to significant uncertainties, many of which are beyond our control. When used on our Web Portal, words like "anticipates," "expects," "believes," "estimates," "seeks," "plans," "intends," “will” and similar expressions are intended to identify forward-looking statements designed to fall within securities law safe harbors for forward-looking statements. The Web Portal and the information contained herein does not constitute an offer or a solicitation of an offer for sale of any securities. None of the information contained herein is intended to be, and shall not be deemed to be, incorporated into any of our securities-related filings or documents.

14.     Proposed Product and Service Offerings:

All descriptions of proposed products and services are based on assumptions subject to change and you should not rely on the availability or functionality of products or services until they are actually offered through the Web Portal. The Company reserves the right in its sole discretion to determine how registration and other promotions will be awarded. This determination includes, without limitation, the scope, nature and timing of all such awards.

15.     Miscellaneous:

This Agreement shall be treated as though it were executed and performed in Mumbai, Maharashtra, India, and shall be governed by and construed in accordance with the laws of the State of Maharashtra, India (without regard to conflict of law principles). Any cause of action by you with respect to the Web Portal (and/or any information, products or services related thereto) must be instituted within six (6) months after the cause of action arose or be forever waived and barred. The language in this Agreement shall be interpreted as to its fair meaning and not strictly for or against either party. All legal proceedings arising out of or in connection with this Agreement shall be brought solely in Mumbai, Maharashtra, India. You expressly submit to the exclusive jurisdiction of said courts and consent to extra-territorial service of process. Should any part of this Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. To the extent that anything in or associated with the Web Portal is in conflict or inconsistent with this Agreement, this Agreement shall take precedence. Our failure to enforce any provision of this Agreement shall not be deemed a waiver of such provision nor of the right to enforce such provision.